Careers

Desirable :

• Team Handling
• Prior experience in Internal Audit – Bank / NBFC
• Strong soft skills like leadership, interpersonal, team and excellent communication skills both verbal and written
• Knowledge about Information Security

Roles & Responsibilities :

• Plan and conduct reviews to assess internal controls, operational & technical efficiencies, compliance with policies, procedures and regulations.
• Interact with Regional Team leaders across PAN India and coordinate with them to prepare the monthly branch/RO/DO audit plans
• Serve as a liaison between the internal and external audit team and review findings, facilitate the remediation of control gaps, and escalate possible critical issue to the senior management
• Assist in conducting periodic training workshops to promote awareness of internal controls and discuss changes in policies that will impact the Organization. Conducts assigned audit engagements successfully from beginning to end.
• Develops audit programs, audit checklist and testing procedures relevant to risk and test objectives.
• Identifies and communicates issues raised, offering recommended solutions relevant to business and risk
• Obtains and reviews evidence ensuring audit conclusions are well-documented
• Supervises junior auditors assigned to engagements providing guidance and overall review of deliverable
• Ensures audit conclusions are based on a complete understanding of the process, circumstances, and risk
• Ensures adherence at all times to all applicable department and professional standards
• Communicates assigned tasks to engagement team in a manner that is clear and concise ensuring high quality, accurate, and efficient results

Data Analytics
• Conduct data analytics with audit tools
• Create exception reporting deck for periodic review

Email Us : recruitment@samasta.co.in

Job Description
Credit Appraisal of Retail Assets Loan(Secured & unsecured loans) applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training.
To evaluate proposals of customers for the assigned product.
Interact with Customers & understand the business and regularly monitor delinquencies / infants.
Decision making within defined TAT
This position of Credit Manager will be responsible for doing the due diligence in terms of ensuring adherence to processes involved in credit buying, take appropriate credit decisions, to be aware on the general trends and updates on various industries so as to support appropriate decision making, among others.

Email Us : recruitment@samasta.co.in

Job Description-Sales Officer

• Primarily responsible for Sourcing, disbursements and collections of EMI on time.
• Sourcing of target clients as per organization policy
• Meet with applicants to obtain information for loan applications and to answer questions about the process.
• Will be responsible for achieving monthly sales target assigned
• Analyze applicants’ Income, financial status, credit, and property evaluations to determine feasibility of granting loans.
• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Obtain and compile copies of loan applicants’ credit histories, financial statements, and other financial information.
• Review and update credit and loan files.
• Review loan agreements to ensure that they are complete and accurate according to policy.
• Compute payment schedules.
• Submit applications to credit officer for verification and approval
• Facilitate for disbursement of approved file
• Handle customer complaints and take appropriate action to resolve them.
• Analyze potential loan markets and develop referral networks in order to locate prospects for loans
• Recommend appropriate financial product or service to the customer
• Ensure quality customer service is delivered

Email Us : recruitment@samasta.co.in

Job Description-Relationship Leader

• Manages and leads a team of sales officer, Communicates company goals, safety practices and deadlines to team. Motivates team members and assesses performance. Provides help to management, including hiring and training, and keeps management updated on team performance.
• Primarily responsible for Sourcing, disbursements and collections of EMI on time.
• Ensure target clients are sourced as per organization policy
• Ensure Sales officer Meet with applicants to obtain information for loan applications and to answer questions about the process.
• Will be responsible for achieving monthly sales target assigned
• Ensure that Sales officer Analyze applicants’ Income, financial status, credit, and property evaluations to determine feasibility of granting loans.
• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Obtain and compile copies of loan applicants’ credit histories, financial statements, and other financial information.
• Review and update credit and loan files.
• Review loan agreements to ensure that they are complete and accurate according to policy.
• Compute payment schedules.
• Submit applications to credit officer for verification and approval
• Facilitate for disbursement of approved file
• Handle customer complaints and take appropriate action to resolve them.
• Analyze potential loan markets and develop referral networks in order to locate prospects for loans
• Recommend appropriate financial product or service to the customer
• Ensure quality customer service is delivered

Email Us : recruitment@samasta.co.in