Samasta Micro Finance
 
Loans
Samasta currently offers following loan categories:

At Samasta we believe in providing financial assistance to women and enable them to achieve their business targets.Samasta follows Grameen Model (JLG – Joint Liability Group) & Business correspondent Model ( SHG – Self Help Group ) . All the loans provided to the members are disbursed only after a series of training sessions and a test; this enables us to ensure that members understand Product details and repayment structure.

Grameen Model (JLG – Joint Liability Group) :
 
Loan Product Repayment Frequency Tenure Minimum Loan Amount Maximum Loan Amount Rate of interest IRR
Income Generation Loan Monthly 1 Year 10000 30000 23.02% 24.90%
Fortnightly 24.99%
Income Generation Loan Monthly 2 Years 10000 40000 23.02% 24.02%
Fortnightly 24.02%
Dairy Cattle Loan Monthly 2 Years 50000 50000 23.02% 24.03%
Top Up Loan Monthly 1 Year 10000 15000 23.02% 24.90%
Fortnightly 24.99%
Education Loan Monthly 1 Year 10000 15000 23.02% 24.90%
Consumer Product Loan Monthly 1 Year 2500 8190 23.02% 24.90%
Fortnightly 24.99%
 
 
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